Sets are sold by piece count, which is close to meaningless until you divide it by the number of people and the number of pieces in a setting. The arithmetic takes a minute and prevents both shortfalls and waste.
A place setting is the group of pieces laid for one person. Three formats cover almost everything.
A full five-piece setting is two forks, a knife and two spoons. A four-piece drops one of them, usually a spoon. A casual three-piece is fork, knife and spoon, which is what most households actually use on a weeknight.
Multiply the setting size by the number of people and you have the core requirement. A five-piece setting for eight is forty pieces before anything else.
This is the calculation people miss. A household with exactly enough flatware for the table has none available while the dishwasher is running.
A quarter extra is sensible for most households; half is generous and suits anyone who runs the machine every other day rather than daily.
Tools that do this arithmetic, of the kind at oneida-us.com, exist because the piece count on a box tells you nothing until it has been divided by your actual table.
Many households run two services: an everyday set sized for the number who sit down normally, and a larger or finer set for gatherings.
That is a reasonable approach and it changes the sums. The everyday set needs the dishwasher allowance; the occasional set needs to cover the largest gathering you host, without spares.
Most sets include one or two serving spoons and nothing else. In practice a table needs a serving spoon, a slotted spoon, a serving fork and something for cake or pie.
These are frequently sold separately as open stock, which is worth checking before assuming the set covers it.
Every household is short of teaspoons regardless of how many it bought. They are used for more things than any other piece, they end up in mugs around the house, and they are the first thing to go missing.
Buying extra teaspoons as open stock, beyond whatever a set includes, is nearly always sensible.
Where a set does not match how you eat, buying individual pieces builds exactly what you need without paying for what you do not.
It costs more per piece and less in total for many households, particularly those who never use one of the pieces in a standard setting.